Determinant of Islamic bank Savings Customers Satisfaction: A Case of Indonesian Islamic Bank

Bank competition is fierce among conventional banks, Islamic banks, and among these types of banks. To win the competition, bank management must try to satisfy customers. This study aimed to determine the determinants of customer satisfaction in terms of savings. This study aimed to determine the determinants of voluntary consumer satisfaction. This research is a development of the Peng and Moghavvemi (2015) model and only using 'Voluntary Savings Customers' of Islamic banks and add three variables. There were 247 participating respondents. Respondents came from Bank Syariah Indonesia (BSI), Bank Muamalat, Bank BPD Syariah, Bank BTN Syariah, Bank Bukopin Syariah. Snowball sampling was used. The analysis tool used was Partial Least Square (PLS) with SmartPLS software. The results showed that empathy had a moderately significant effect, whereas assurance; reliability; tangibles and compliance had a significant effect on perceived value. On the other hand, the empathy and trust have a significant effect on customer satisfaction. The test results also show that assurance, reliability, perceived value, tangibles, compliance, and religiosity are not significant for Customer Satisfaction.

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Publication Details

Journal
Journal of Ecohumanism
Published
2024-11-25
DOI
https://doi.org/10.62754/joe.v3i8.4906
Citations
1
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.95
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article

Determinant of Islamic bank Savings Customers Satisfaction: A Case of Indonesian Islamic Bank

Widyarini, Sunaryati
1 citations
Journal of Ecohumanism
Islamic Finance and Banking Studies
0.95
article

Determinant of Islamic bank Savings Customers Satisfaction: A Case of Indonesian Islamic Bank

Widyarini, Sunaryati
article en
1 citations

Abstract

Bank competition is fierce among conventional banks, Islamic banks, and among these types of banks. To win the competition, bank management must try to satisfy customers. This study aimed to determine the determinants of customer satisfaction in terms of savings. This study aimed to determine the determinants of voluntary consumer satisfaction. This research is a development of the Peng and Moghavvemi (2015) model and only using 'Voluntary Savings Customers' of Islamic banks and add three variables. There were 247 participating respondents. Respondents came from Bank Syariah Indonesia (BSI), Bank Muamalat, Bank BPD Syariah, Bank BTN Syariah, Bank Bukopin Syariah. Snowball sampling was used. The analysis tool used was Partial Least Square (PLS) with SmartPLS software. The results showed that empathy had a moderately significant effect, whereas assurance; reliability; tangibles and compliance had a significant effect on perceived value. On the other hand, the empathy and trust have a significant effect on customer satisfaction. The test results also show that assurance, reliability, perceived value, tangibles, compliance, and religiosity are not significant for Customer Satisfaction.

Journal of EcohumanismVol. 3(8)
Sunan Kalijaga State Islamic University Yogyakarta (ID)
Openalex Percentile: Top 18%
Islamic Finance and Banking Studies
0.95
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