The Impact of Digital Inclusive Finance on Innovation Featured by Green in Small and Medium Enterprises (SMEs)

In recent years, with the proposal of sustainable development strategies, green development has become a trend of the times. Enhancing the level of innovation featured by green in enterprises is an important means to promote sustainable development. SMEs are the main battleground for innovation featured by green, but due to factors inherent to SMEs, they have been marginalized in the traditional financial market, struggling to secure adequate funding and facing dilemmas of lacking funds, talent, and technology. Digital inclusive finance, a deep integration of digital finance and inclusive finance, uses technological means to fill the gaps left by traditional financial markets in serving SMEs, expanding the coverage of financial services, promoting diversified financing methods, alleviating funding issues for green development, and fostering innovation featured by green in SMEs. Thus, exploring the impact of digital inclusive finance on innovation featured by green in SMEs helps reveal its role mechanism in this area and provides useful references for the government, financial institutions, and SMEs, promoting its widespread application in innovation featured by green among SMEs.