Persepsi Mahasiswa Teknologi Rekayasa Konstruksi Bangunan Air dalam Penggunaan Teknologi Finansial

Quantitative research with a descriptive approach was conducted to determine students' perceptions of the Water Construction Engineering Technology study program at Samarinda State Polytechnic in using Financial Technology services in this modern digital era. In this study, the researcher used purposive sampling: all Water Construction Engineering Technology Study Program students in semesters 1, 3, and 5. The research data was obtained by filling out a Google Forms questionnaire online and distributing it through the Line application. The three main aspects of the questionnaire that were distributed included the elements of Usefulness, Ease, and Trust. For the aspect of the usefulness of using financial technology, the highest positive attitude was 3.79, followed by the element of ease of use of financial technology with a positive attitude score of 3.56, and the lowest score for a positive attitude of 3.51 was given by respondents to the trust in using financial technology. Overall, the respondents had a positive attitude towards the financial technology they were currently using. The millennial generation on campus already understands financial technology as a digital financial transaction tool. It is well aware of its benefits, demonstrating a high level of knowledge and confidence in their understanding.