COMPARISON OF PROFILE MATCHING AND MOORA METHODS IN DETERMINING LOAN ELIGIBILITY

The objective of this research is to analyze the comparison between the profileimatching method and MOORA in supporting decision-making for loan approvals at the Widya Dharma Student Cooperative (KOPMA). The criteria used in this research include basic salary, length of service, loan duration, membership status, loan amount, and number of dependents. These two methods are compared based on their accuracy levels. The accuracy levels are obtained through testing with the Mean Average Precision (MAP) technique, which measures the accuracy in ranking. The testing is conducted by comparing the ranking results from the method calculations with the rankings from the KOPMA chairman. The analysis results show that the Profile Matching method has a higher accuracy rate, which is 67.83%, compared to the MOORA method, which has an accuracy rate of 45.46%. Besides method testing, system testing was also conducted using the User Acceptance Test (UAT) technique. The UAT results indicate that the developed system aligns with the business processes in determining loan eligibility, the menu layout and contents within the system are well-organized, the system features function properly and are easy to understand, and the system meets expectations.

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Publication Details

Journal
JITK (Jurnal Ilmu Pengetahuan dan Teknologi Komputer)
Published
2024-11-18
DOI
https://doi.org/10.33480/jitk.v10i2.5608
Primary Topic
Islamic Finance and Banking Studies
Type
article
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article

COMPARISON OF PROFILE MATCHING AND MOORA METHODS IN DETERMINING LOAN ELIGIBILITY

Gede Indrawan, I Gede Aris Gunadi, Wayan Eka Ariawan
JITK (Jurnal Ilmu Pengetahuan dan Teknologi Komputer)
Islamic Finance and Banking Studies
article

COMPARISON OF PROFILE MATCHING AND MOORA METHODS IN DETERMINING LOAN ELIGIBILITY

Gede Indrawan, I Gede Aris Gunadi, Wayan Eka Ariawan
article en

Abstract

The objective of this research is to analyze the comparison between the profileimatching method and MOORA in supporting decision-making for loan approvals at the Widya Dharma Student Cooperative (KOPMA). The criteria used in this research include basic salary, length of service, loan duration, membership status, loan amount, and number of dependents. These two methods are compared based on their accuracy levels. The accuracy levels are obtained through testing with the Mean Average Precision (MAP) technique, which measures the accuracy in ranking. The testing is conducted by comparing the ranking results from the method calculations with the rankings from the KOPMA chairman. The analysis results show that the Profile Matching method has a higher accuracy rate, which is 67.83%, compared to the MOORA method, which has an accuracy rate of 45.46%. Besides method testing, system testing was also conducted using the User Acceptance Test (UAT) technique. The UAT results indicate that the developed system aligns with the business processes in determining loan eligibility, the menu layout and contents within the system are well-organized, the system features function properly and are easy to understand, and the system meets expectations.

JITK (Jurnal Ilmu Pengetahuan dan Teknologi Komputer)Vol. 10(2)
Universitas Pendidikan Ganesha (ID)
Peace, Justice and strong institutions
Openalex Percentile: Top 66%
Islamic Finance and Banking Studies
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