A Study on the Consumer Risk Perceptions for FinTech Platforms in India

Financial technology has seen significant growth in providing financial services. This growth, however, is not immune from the emerging risks that can cause a hurdle for FinTech adoption. This study explores the influence of consumer risk perceptions on FinTech platforms with the help of data collected from 200 individuals. For this research, only payment services and trading platforms were included, while crypto and blockchain could have also been meaningful parts to explore in this study. The study developed and tested the hypothesis based on eight independent variables against the risk and benefit perceptions of FinTech platforms using regression. The results indicate that the