The Behavior of Housewives in the Management of Fixed and Non-fixed Income to Anticipate Economic Problem in the Future. Macassar, Indonesia

Type of qualitative research through phenomenological, approach as for hsl research shows that the role of housewives in managing finances and anticipating the future is increasingly recognized, especially in the context of gold investment as a strategy to protect family wealth from market fluctuations and economic uncertainty. Gold investment is seen as a stable and profitable option in the long run, which allows housewives to plan wisely for the future of their family. The majority of housewives view gold as the ultimate investment, based on a good understanding of the benefits and associated risks, as well as adopting a careful investment strategy, including setting clear goals, consistency in investment, choosing a trusted investment platform, and following market developments. With awareness of the importance of gold investment and continuing financial education, housewives can build a strong foundation for family financial stability, maintain peace of mind in the face of an uncertain future, and provide a solid foundation for future generations.