Profiling Peminjam Berdasarkan Demografi dan Karakteristik Kredit Menggunakan Metode Clustering: Studi pada Koperasi Serba Usaha KSU Bintang Muda 88

This research aims to ensure that the credit provided is truly safe, so as to expedite the process of granting credit, and prevent bad credit. The data collection procedure in this research is through documentation and literature. Based on data analysis carried out by researchers using the clustering method, it can be concluded that the customer groups analyzed show different characteristics and require adapted strategies from cooperatives.

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Publication Details

Journal
El-Mal Jurnal Kajian Ekonomi & Bisnis Islam
Published
2024-11-03
DOI
https://doi.org/10.47467/elmal.v5i11.4228
Primary Topic
Economic Growth and Fiscal Policies
Type
article
Field-Weighted Citation Impact
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article

Profiling Peminjam Berdasarkan Demografi dan Karakteristik Kredit Menggunakan Metode Clustering: Studi pada Koperasi Serba Usaha KSU Bintang Muda 88

Marchelin Marchelin, Marinus Ronal, Olivia Oktevi Alexander
El-Mal Jurnal Kajian Ekonomi & Bisnis Islam
Economic Growth and Fiscal Policies
article

Profiling Peminjam Berdasarkan Demografi dan Karakteristik Kredit Menggunakan Metode Clustering: Studi pada Koperasi Serba Usaha KSU Bintang Muda 88

Marchelin Marchelin, Marinus Ronal, Olivia Oktevi Alexander
article en

Abstract

This research aims to ensure that the credit provided is truly safe, so as to expedite the process of granting credit, and prevent bad credit. The data collection procedure in this research is through documentation and literature. Based on data analysis carried out by researchers using the clustering method, it can be concluded that the customer groups analyzed show different characteristics and require adapted strategies from cooperatives.

El-Mal Jurnal Kajian Ekonomi & Bisnis IslamVol. 5(11)
Universitas Kristen Indonesia (ID)
Openalex Percentile: Top 76%
Economic Growth and Fiscal Policies
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