The mechanism of the impact of electronic payments technology on the sustainable development goals in Iraq. Realized Arab opportunities for the period (2017-2021)

The research dealt with a conceptual presentation of electronic payment technology, its means, types and characteristics , with an indication of the concept of sustainable development and the United Nations plan to achieve it during the period (2015-2030) , and a review and analysis of the mechanism of the impact of the adoption of electronic payments technology on the sustainable development plan and its objectives , and reference to indicators to measure the infrastructure supporting this technology , and then the research presents these indicators in (Iraq) and some Arab countries (UAE, Qatar and Bahrain) and then presents the development and economic opportunities resulting from the adoption of these technologies as a society and institutions in some countries of the Arab region that have succeeded in moving towards digitizing the sector Payments and comparing them to Iraq until (2021) , and the research reached a set of conclusions, the most important of which was that there are some determinants that work to deploy and expand ATMs and points of sale represented by the ability to meet local demand on the one hand , and the ability to overcome legal and regulatory obstacles to the deployment of these devices on the other hand, and the research also reached a number of recommendations, the most important of which is to encourage and strengthen cooperation between the public and private sectors to provide the financial and technical resources necessary to deploy and operate ATMs and points of sale in various Iraqi regions, and to facilitate and simplify licensing procedures and organize the operation of ATMs and points of sale in various Iraqi regions. ATMs and Points of Sale.