A Study on the Relationship between the Credit Information Act and the Detective Business and the Reality of the Detective Business

This study conducted an in-depth analysis of the relationship and status between the Credit Information Act and the Korean detective business. The main contents of the study included the history and problems of the credit information law and the detective business, and dealt with the relationship between the detective business and prohibitions such as credit information companies specified in Article 40 of the Credit Information Act. In addition, the current status and legal problems of the Korean detective business were reviewed. According to the study, since the foundation of the country, there have been no cases in which the use of detective names and the performance of detective businesses have been explicitly prohibited by the general public except for employees of credit information-intensive institutions. However, news containing false information generated in connection with the detective business promoted negative perceptions of the detective name and the detective business, which led to the spread of false information about the detective name and the illegality of the detective business. Despite efforts to improve the awareness of the correct detective business, the fact that the use of the detective name was officially allowed through the revision of the Credit Information Act in 2020 is distorted and delivered as an article or thesis. This phenomenon indicates that social perception and legal standards for the detective business are causing confusion.The purpose of this study is to re-examine the reason for the revision of the Credit Information Act in 2020, the history, and the legal position of the detective business, and to suggest ways to resolve legal confusion. In particular, it aims to explore the possibility of the development of the Korean detective business by establishing a legal system, improving public awareness, and nurturing professional manpower. In order to overcome the current negative perception and legal restrictions on the detective business, it is necessary to establish an accurate legal system, and education and publicity to improve public perception are important. In addition, it is necessary to increase the professionalism and reliability of the detective business by strengthening related research and educational programs to cultivate professional manpower. Through these efforts, we intend to lay the foundation for the Korean detective business to move in a more sound and developed direction.