Consumer Information Protection in Insurance Contracts

The article discusses issues related to consumer information protection in insurance contracts. The consumer’s right to information is explained and the legal nature of the insurer’s information obligation is presented. As a result of analyzing the information obligations constituting the basic instrument of consumer protection, appropriate conclusions were made regarding the implementation of these obligations. According to the author, the consumer information protection system is only partially implemented because the practice has shown shortcomings in its implementation. However, it must be agreed that the idea of protection through information is an appropriate assumption. Undoubtedly, the right direction is to increase the level of consumer information protection by clarifying regulations and such educational and information activities as recommendations issued by designated bodies.

Authors

Publication Details

Journal
Annales Universitatis Mariae Curie-Skłodowska sectio G (Ius)
Published
2024-10-04
DOI
https://doi.org/10.17951/g.2024.71.2.151-165
Primary Topic
European and International Contract Law
Type
article
Field-Weighted Citation Impact
0.00
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article

Consumer Information Protection in Insurance Contracts

Alicja Szybalska
Annales Universitatis Mariae Curie-Skłodowska sectio G (Ius)
European and International Contract Law
article

Consumer Information Protection in Insurance Contracts

Alicja Szybalska
article en

Abstract

The article discusses issues related to consumer information protection in insurance contracts. The consumer’s right to information is explained and the legal nature of the insurer’s information obligation is presented. As a result of analyzing the information obligations constituting the basic instrument of consumer protection, appropriate conclusions were made regarding the implementation of these obligations. According to the author, the consumer information protection system is only partially implemented because the practice has shown shortcomings in its implementation. However, it must be agreed that the idea of protection through information is an appropriate assumption. Undoubtedly, the right direction is to increase the level of consumer information protection by clarifying regulations and such educational and information activities as recommendations issued by designated bodies.

Annales Universitatis Mariae Curie-Skłodowska sectio G (Ius)Vol. 71(2)
Openalex Percentile: Top 67%
European and International Contract Law
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