THE ROLE OF MEDICAL INSURANCE IN THE FIELD OF HEALTH CARE AND LEGAL ISSUES OF ITS IMPLEMENTATION

It is important to make medical services acceptable in all respects, high-quality and financially feasible for the population in the preservation of human health. In the provision of medical services, the organization of mutual relations between the medical institution, the doctor and the patient, and the creation of necessary conditions for the treatment of patients in the medical institution are organized in different ways. Medical insurance is considered the most effective of such methods in today's modern medicine. Through medical insurance, the insurance organization takes all organizational (placement of the patient in a medical institution, highly qualified doctors) financial measures related to the treatment of the insured person (patient) in the event of an insured event, and as a result the insured person will have the opportunity to receive qualified and quality medical services. Today, there are no clear approaches to the role of medical insurance in legal regulations and areas of jurisprudence, which branch of insurance it belongs to: life insurance and general insurance. At the same time, this creates a number of problems and gaps in the legal regulation in the interpretation of the essence of the medical insurance contract and its application. Therefore, it is important to determine the nature of medical insurance, its content and peculiarities as a legal relationship, and thereby create the legal basis of medical insurance.