Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.

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Publication Details

Journal
IJABAH
Published
2024-10-01
DOI
https://doi.org/10.19184/ijabah.v2i2.639
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
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article

Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance

Guntur Kusuma Wardana, Baiq Naili Amalia
IJABAH
Islamic Finance and Banking Studies
article

Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance

Guntur Kusuma Wardana, Baiq Naili Amalia
article en

Abstract

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.

IJABAHVol. 2(2)
Universitas Islam Negeri Maulana Malik Ibrahim (ID)
Decent work and economic growth
Openalex Percentile: Top 71%
Islamic Finance and Banking Studies
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