The Influence of Capital Adequacy Ratio (Car), Loan to Deposit Ratio (Ldr) And Non-Performing Loan (Npl) on Profitability

This research aims to analyze the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non-Performing Loans (NPL) on the Profitability of Banks listed on the Indonesia Stock Exchange in the period 2019 - 2021. The data used in this research was obtained from Banking Financial reports published by the Indonesian Stock Exchange. After carrying out the purpose sampling techniques, a suitable sample of 41 banks was used. The data analysis technique in this research uses multiple regression analysis. The type of data used is secondary data which is obtained by collecting all the necessary data in the form of financial reports for each sample company in each research period, so to determine the accuracy of the model it is necessary to test several classic assumptions underlying the regression model. Classical assumption tests used in this research include the normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test. Based on the research results, it shows that the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non-Performing Loans (NPL) have a simultaneous and significant effect on the profitability of banks listed on the Indonesian Stock Exchange.

Authors

Institutions

Publication Details

Journal
Proceeding of International Student Conference on Business, Education, Economics, Accounting, and Management.
Published
2024-09-09
DOI
https://doi.org/10.21009/isc-beam.012.63
Primary Topic
Financial Analysis and Corporate Governance
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

The Influence of Capital Adequacy Ratio (Car), Loan to Deposit Ratio (Ldr) And Non-Performing Loan (Npl) on Profitability

Reza Ramadhan
1 links
Proceeding of International Student Conference on Business, Education, Economics, Accounting, and Management.
Financial Analysis and Corporate Governance
article

The Influence of Capital Adequacy Ratio (Car), Loan to Deposit Ratio (Ldr) And Non-Performing Loan (Npl) on Profitability

Reza Ramadhan
article en

Abstract

This research aims to analyze the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non-Performing Loans (NPL) on the Profitability of Banks listed on the Indonesia Stock Exchange in the period 2019 - 2021. The data used in this research was obtained from Banking Financial reports published by the Indonesian Stock Exchange. After carrying out the purpose sampling techniques, a suitable sample of 41 banks was used. The data analysis technique in this research uses multiple regression analysis. The type of data used is secondary data which is obtained by collecting all the necessary data in the form of financial reports for each sample company in each research period, so to determine the accuracy of the model it is necessary to test several classic assumptions underlying the regression model. Classical assumption tests used in this research include the normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test. Based on the research results, it shows that the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non-Performing Loans (NPL) have a simultaneous and significant effect on the profitability of banks listed on the Indonesian Stock Exchange.

Proceeding of International Student Conference on Business, Education, Economics, Accounting, and Management.Vol. 2(1)
State University of Jakarta (ID)
Partnerships for the goals
Openalex Percentile: Top 72%
Financial Analysis and Corporate Governance
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.