Savings, a Necessity in Times of Uncertainty, Demographic Changes and Their Economic Impact Global Savings Perspectives: Financial Behavior and Political Strategies

Objective: The aim of this study is to investigate savings habits to understand the impact of demographic transition from a scarcity perspective, affecting individuals' economic stability. Theoretical Framework: The study focuses on a combination of economic theories and case studies, including demographic analysis, elderly poverty, and savings habits. A systematic review of scientific literature was conducted to contextualize the findings and position this research within the existing theoretical framework. Method: This research employs a quantitative, exploratory, and cross-sectional approach to explore and understand the impact of promoting savings within organizations for employees' economic well-being, utilizing databases from NCOA, CONEVAL, WHO, OECD, UN, and INEGI. A systematic literature review and a situational diagnosis were performed. Results and Discussion: The study's results underscore the importance of encouraging savings and highlight the need for implementing retirement savings strategies and programs within organizations. This ensures a dignified old age for employees and contributes to poverty alleviation by creating favorable scenarios. Implications: The professional implications of these findings are significant. Organizations that implement retirement savings programs and train their employees can expect improvements in employee engagement and performance. Originality/Value: This study contributes to promoting savings programs within organizations for their employees as part of social progress and sustainable development, ensuring financial stability in old age through the implementation of these retirement savings strategies and programs.