Beyond Average Spending: Distributional and Seasonal Commercial Insurance Trends, 2012-2021
Insurance is working well to protect the highest spenders at the cost of reduced insurance generosity among spenders elsewhere in the distribution. The increasing cross-subsidization among enrollees through cost-sharing design-vs premiums-is a trend to watch among rising public concerns about underinsurance and medical debt.
Authors
- Samantha Randall
- Erin Lindsey Duffy (ORCID: https://orcid.org/0000-0003-4948-1872)
- Erin E. Trish (ORCID: https://orcid.org/0000-0002-8736-7862)
- Sarah Green (ORCID: https://orcid.org/0000-0002-0906-2334)
Institutions
- University of Southern California (US)
Publication Details
- Journal
- The American Journal of Managed Care
- Published
- 2024-09-01
- DOI
- https://doi.org/10.37765/ajmc.2024.89600
- Citations
- 2
- Primary Topic
- Insurance and Financial Risk Management
- Type
- article
- Field-Weighted Citation Impact
- 2.26