The Data Analysis of Enterprise Operational Risk Prediction Under Machine Learning

In the digital age, the financial sector faces increasingly severe risk management challenges. Traditional methods often rely on historical data and statistical models, which struggle to cope with the high volatility of the market. These methods exhibit poor adaptability in rapidly changing financial markets and often fail to meet demands in terms of accuracy and reliability. To address these issues, this study proposes a law risk prediction model based on deep learning—the WBIF model. This model integrates Bidirectional Long Short-Term Memory (BiLSTM) and Fully Convolutional Networks (FCN) and employs the Whale Optimization Algorithm (WOA) for parameter optimization. Experimental results show that compared to traditional models, the WBIF model reduces the Mean Absolute Error (MAE) by 51.73% on the UCI machine learning library dataset and improves accuracy by 12% on the Kaggle credit card fraud detection dataset.

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Publication Details

Journal
Journal of Organizational and End User Computing
Published
2024-09-20
DOI
https://doi.org/10.4018/joeuc.355709
Citations
4
Primary Topic
Engineering Diagnostics and Reliability
Type
article
Field-Weighted Citation Impact
1.08

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article

The Data Analysis of Enterprise Operational Risk Prediction Under Machine Learning

Yixin Zhao
4 citations
Journal of Organizational and End User Computing
Engineering Diagnostics and Reliability
1.08
article

The Data Analysis of Enterprise Operational Risk Prediction Under Machine Learning

Yixin Zhao
article en
4 citations

Abstract

In the digital age, the financial sector faces increasingly severe risk management challenges. Traditional methods often rely on historical data and statistical models, which struggle to cope with the high volatility of the market. These methods exhibit poor adaptability in rapidly changing financial markets and often fail to meet demands in terms of accuracy and reliability. To address these issues, this study proposes a law risk prediction model based on deep learning—the WBIF model. This model integrates Bidirectional Long Short-Term Memory (BiLSTM) and Fully Convolutional Networks (FCN) and employs the Whale Optimization Algorithm (WOA) for parameter optimization. Experimental results show that compared to traditional models, the WBIF model reduces the Mean Absolute Error (MAE) by 51.73% on the UCI machine learning library dataset and improves accuracy by 12% on the Kaggle credit card fraud detection dataset.

Journal of Organizational and End User ComputingVol. 36(1)
Tianjin University (CN)
Tianjin University
Openalex Percentile: Top 27%
Engineering Diagnostics and Reliability
1.08
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The Data Analysis of Enterprise Operational Risk Prediction Under Machine Learning — Yixin Zhao · Journal of Organizational and End User Computing (2024) | TGRS Research Map | TGRS