Can digital inclusive finance reduce household poverty? Evidence from the China household finance survey

This study explores the influence of digital inclusive finance on household poverty in China, utilizing data from the China Household Finance Survey. The results of the analysis demonstrate that advancements in digital inclusive finance have a substantial impact on reducing household poverty. Mechanism tests indicate that this reduction in poverty occurs indirectly through increased local entrepreneurial activity . Furthermore, heterogeneity analysis reveals that the poverty-reducing effects are more significant among rural households and in the central and western regions of China.

Authors

Institutions

Publication Details

Journal
International Review of Economics & Finance
Published
2024-09-06
DOI
https://doi.org/10.1016/j.iref.2024.103603
Citations
10
Primary Topic
Microfinance and Financial Inclusion
Type
article
Field-Weighted Citation Impact
11.29
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

Can digital inclusive finance reduce household poverty? Evidence from the China household finance survey

Xiaotian Dong, Xiaodong Bai, Kexiao Liu, Ruiqin Cui
10 citations
International Review of Economics & Finance
Microfinance and Financial Inclusion
11.29
article

Can digital inclusive finance reduce household poverty? Evidence from the China household finance survey

Xiaotian Dong, Xiaodong Bai, Kexiao Liu, Ruiqin Cui
article en
10 citations

Abstract

This study explores the influence of digital inclusive finance on household poverty in China, utilizing data from the China Household Finance Survey. The results of the analysis demonstrate that advancements in digital inclusive finance have a substantial impact on reducing household poverty. Mechanism tests indicate that this reduction in poverty occurs indirectly through increased local entrepreneurial activity . Furthermore, heterogeneity analysis reveals that the poverty-reducing effects are more significant among rural households and in the central and western regions of China.

International Review of Economics & FinanceVol. 96
Qingdao University (CN), Metropolitan University (BD), Xingtai University (CN), University of Hong Kong (HK), Wuyi University (CN)
No poverty
Openalex Percentile: Top 2%
Microfinance and Financial Inclusion
11.29
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.