Factors Affecting Work Efficiency’sEmployee ofChampalao Deposit Taking Micro Finance Institution

This Researchaimedto study the motivation, efficiency in the operation of microfinance institution employees who receive deposits in Lao Pagoda and the factors that affect the performance of employees of microfinance institutions who receive deposits in Lao Pagoda.By using 50 sets of questionnaires to collect data from 50 target groups and the program SPSS software was used to analyze all the data. The research results found that the employee's work motivation is the motivation to monitor and evaluate the performance frequently with the value of X̅= 4.47;SD=0.46, job responsibility is appropriate with value X̅= 4.23;SD=0.57, types ofwork has a value of X̅= 4.07;SD=0.58, Work improvement has value X̅= 4.02;SD=0.72 and acceptance of each other within the organization staff has a value of X̅= 4.01;SD=0.64.There is also a good relationship between colleagues with a value of X̅= 4.22;SD=0.56, the level of productivityin the work function, value X̅= 4.14;SD= 0.60, policy and organizational management has a value of X̅= 4.01;SD= 0.65, working environment value X̅= 3.96 ;SD= 0.71 and lastly labor cost and welfare value X̅= 3.73;SD=0.73. The efficiency in the performance of the employee's work wasin a highlevels, such as good time management with a value of X̅= 4.37;SD= 0.53,the quality of work performed X̅= 4.31;SD= 0.48, in terms of the amount of work that can be done, the value of X̅= 4.03;SD=0.54. Factors that affect the performance of microfinance institutions that accept deposits inLaos have only one factor such asjobstability (X10) with a statistical significance level of 0.01.