Analysis of Factors Driving Farmers in Adopting Beef Cattle Business Insurance in South Sulawesi Province, Indonesia

This research aimed to analyze the driving factors for farmers in adopting Cattle Business Insurance in Bone Regency, South Sulawesi Province, Indonesia. This research was carried out in October-December 2023 in Bone Regency. The population in this study was the number of breeders in Kahu District who persisted in adopting Cattle Business Insurance, 34 people, and the number of breeders who had participated in the Cattle Business Insurance program, 34 people, as well as the number of breeders who had never adopted Livestock Business Insurance at all. There were 34 cows, so the total number of respondents was 102 breeders. The data analysis used was the Delphi method and Factor Analysis tools. The results of the research show that the results of the final extraction of the driving factors for farmers in adopting AUTS found 6 variables that followed the analysis process to the end, namely: reducing farmers' concerns in raising livestock (X1), officers being agile in responding to farmers' complaints (X3), affordable premium costs (X5), breeders do not experience difficulties in the registration process (X6), as a risk transfer tool (X7), breeders feel they are given benefits and are grouped into two factors (X8).