A Comprehensive Research on China Rural Area Finance

The financial situation in China's rural areas plays an essential role in the overall national economy because it contributes to the sustainable economic development of a region in the future. In recent years, China has paid great attention to the economic situation in rural areas and try to improve the current position. Therefore, many policies have been introduced to reduce poverty and balance regional development differences. However, how to completely solve the rural financial problem is a slow and complicated process because of a series of problems, such as small rural market size, high market risk, lack of financial literacy and poor supervision. After analyzing the specific problems in rural areas and combining them with the actual situation, the paper gives some relevant solutions and programs which will have a significant and far-reaching impact on supporting the national policy for rural areas, eliminating the wealth gap between people and realizing shared prosperity.