A Multimodal Deep Neural Network-Based Financial Fraud Detection Model Via Collaborative Awareness of Semantic Analysis and Behavioral Modeling

The monitoring and early warning of financial risks have become a crucial link in maintaining market stability and safeguarding the rights and interests of investors. Traditional financial risk monitoring methods often rely on a single data source or analysis model, making it challenging to comprehensively and accurately capture risk signals. Therefore, this paper proposes a novel financial risk monitoring model based on multimodal neural networks, which innovatively integrates multiple data sources, such as vision, language and audio, and utilizes their inherent correlations to enhance the accuracy of risk identification. First, by employing the Bidirectional Long Short-Term Memory Network (BiLSTM) structure and incorporating the self-attention mechanism, the semantic information of financial texts is deeply analyzed through the calculation of dynamic weight coefficients. Additionally, Option-based Hierarchical Reinforcement Learning (OHRL) is utilized to accurately model the behavior of market participants, capturing nuanced changes in their decision-making process. By integrating these two types of information, a comprehensive BiLSTM-OHRL model is formulated to evaluate the risk status of financial markets in a more comprehensive and accurate manner. The results demonstrate that the model performs impressively in financial risk monitoring, accurately capturing the emotional and behavioral characteristics of market participants, thereby enhancing the comprehensiveness and predictive capability of the monitoring model. It provides robust technical support for the stable operation of the financial market.

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Publication Details

Journal
Journal of Circuits Systems and Computers
Published
2024-08-16
DOI
https://doi.org/10.1142/s0218126625500549
Citations
2
Primary Topic
Imbalanced Data Classification Techniques
Type
article
Field-Weighted Citation Impact
0.69
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article

A Multimodal Deep Neural Network-Based Financial Fraud Detection Model Via Collaborative Awareness of Semantic Analysis and Behavioral Modeling

D.C.W. He
2 citations
Journal of Circuits Systems and Computers
Imbalanced Data Classification Techniques
0.69
article

A Multimodal Deep Neural Network-Based Financial Fraud Detection Model Via Collaborative Awareness of Semantic Analysis and Behavioral Modeling

D.C.W. He
article en
2 citations

Abstract

The monitoring and early warning of financial risks have become a crucial link in maintaining market stability and safeguarding the rights and interests of investors. Traditional financial risk monitoring methods often rely on a single data source or analysis model, making it challenging to comprehensively and accurately capture risk signals. Therefore, this paper proposes a novel financial risk monitoring model based on multimodal neural networks, which innovatively integrates multiple data sources, such as vision, language and audio, and utilizes their inherent correlations to enhance the accuracy of risk identification. First, by employing the Bidirectional Long Short-Term Memory Network (BiLSTM) structure and incorporating the self-attention mechanism, the semantic information of financial texts is deeply analyzed through the calculation of dynamic weight coefficients. Additionally, Option-based Hierarchical Reinforcement Learning (OHRL) is utilized to accurately model the behavior of market participants, capturing nuanced changes in their decision-making process. By integrating these two types of information, a comprehensive BiLSTM-OHRL model is formulated to evaluate the risk status of financial markets in a more comprehensive and accurate manner. The results demonstrate that the model performs impressively in financial risk monitoring, accurately capturing the emotional and behavioral characteristics of market participants, thereby enhancing the comprehensiveness and predictive capability of the monitoring model. It provides robust technical support for the stable operation of the financial market.

Journal of Circuits Systems and ComputersVol. 34(02)
Southwest University of Political Science & Law (CN)
Peace, Justice and strong institutions
Openalex Percentile: Top 25%
Imbalanced Data Classification Techniques
0.69
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A Multimodal Deep Neural Network-Based Financial Fraud Detection Model Via Collaborative Awareness of Semantic Analysis and Behavioral Modeling — D.C.W. He · Journal of Circuits Systems and Computers (2024) | TGRS Research Map | TGRS