Financial Platform as a Means of Risk Distribution in a Loan Agreement

In this article the author considers the possibility of using the financial platform mechanism as a new way of distributing risks between the parties to a loan agreement. As a result of the analysis of legislative and doctrinal sources, as well as the existing practice of using the financial platform, the author concludes that despite the existing shortcomings in regulation, the financial platform has the necessary technical capabilities and powers enshrined in the relevant legislation allowing it, along with traditional models, to be an effective mechanism for distributing the risks of the parties.